Knowledge Centre
What we learn, written down.
Lessons from real cases, changes worth knowing, and plain explanations of processes that are usually explained badly.
What IEPF Form 5 actually asks you to prove
The form is short. What sits behind it — establishing that the holding was yours, and that you are who you say you are — is the part that decides whether the claim moves.
Your certificate names a company that no longer exists
A name you cannot find is one of the most common ways a search starts, and one of the least alarming. Companies…
When the shareholder has died: nomination, a will, or neither
Transmission is the most document-sensitive route there is, and the one where getting the order right first time saves the most. What…
The name on your shares doesn’t match your PAN
Initials, middle names, maiden names, a spelling that drifted. Mismatches are the norm on older folios, they are all resolvable, and there…
Unclaimed money isn’t only shares
Shares and dividends are the part people know about. Bank deposits, insurance, mutual fund units and provident fund balances go unclaimed the…
How share-recovery scams work
Recovery fraud follows a small number of scripts, and every one of them needs you to do something no genuine process ever…
Physical share certificates and the move to demat
You are still allowed to hold a paper certificate. What you can no longer do is transfer one. That single change is…
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