Trace and claim an unclaimed bank deposit
Old FDs and dormant accounts can still be claimed, even after moving to RBI’s DEAF. We help you or your family get the money back.
Which One Sounds Like Yours?
Start with what you found. We’ll check where it stands.
An old account went dormant
We check its status and how to reactivate or claim it.
I found an old FD receipt
We find the bank record and check it’s still claimable.
The account holder has died
We help the nominee or heirs claim it.
MyUnclaimedWealth.in case review
The Bank’s Record Decides the Next Step
We check the account, the deposit and who’s claiming, then tell you where to start: the bank, the branch or a DEAF claim.
- We check the account and claimant
- A route for your bank
- Clear, simple next steps
MyUnclaimedWealth.in case review
The process
What we do
We check the account, confirm the bank’s route and help you claim or reactivate it.
Start With What You Remember →You share the bank details
Bank, branch, account, FD or passbook, whatever you have.
We understand who’s claiming
Holder, nominee, survivor or legal heir.
We check its status
Dormant, inoperative, unclaimed or moved to DEAF.
We prepare the request
ID, account and family papers the bank needs.
We follow it through
We track the bank’s reply and explain any extra step.
Unclaimed Bank Deposits: Your Questions
What is an inoperative bank account?
It is an account the bank has classified as inactive under its applicable rules. The bank can confirm the status and reactivation or claim requirements.
What is RBI’s DEAF?
The Depositor Education and Awareness Fund receives certain bank balances that have remained unclaimed for the applicable period. Claims continue through the bank.
Can money be claimed after transfer to DEAF?
A rightful claimant can approach the bank, which handles the claim under the applicable process. We can help review the account and claimant details.
Can I start without the complete account number?
Yes. A bank, branch, passbook, deposit receipt, statement or old correspondence can help with the first review.
Can nominees or legal heirs claim the deposit?
Eligible nominees or heirs can pursue the amount. The documents depend on the account, nomination and family circumstances.
What if the bank or branch has merged?
We can review the old bank and branch details and help identify the present institution or route.
Is the first bank-deposit review free?
Yes. We first review the details and explain the likely bank route before you decide whether to proceed.
What happens after I contact you?
We review the bank and claimant information and contact you shortly to discuss the next step.
Let’s Find Out Where the Money Is
Tell us the bank or account detail you found. We’ll explain how to claim. Checking is always free.